Utah Insurance Rules
Your Guide to Utah Insurance Rules .
UTAH INSURANCE
7/12/202328 min read
Utah Insurance Rules
The Insurance Administration Rules (R590)
Insurance rules are essential guidelines issued to implement or interpret the Utah Insurance Code or federal mandates. They serve to provide the legal framework for all insurance activities within the state. This blog post aims to unpack these rules and understand how they impact both insurance companies and policyholders in Utah.
Insurance rules are issued to implement or interpret the Utah Insurance Code or federal mandates and have the effect of law.
R590-67 Proxy Solicitations and Consent and Authorization of Stockholders of Domestic Stock Insurers
The rule R590-67 governs proxy solicitations and consent and authorization of stockholders of domestic stock insurers. It establishes guidelines for the solicitation of proxies and the obtaining of consent and authorization from stockholders in matters related to domestic stock insurers.
R590-68 Insider Trading of Equity Securities of Domestic Stock Insurance Companies
R590-68 addresses insider trading of equity securities of domestic stock insurance companies in Utah. It establishes rules and restrictions to prevent unfair trading practices by insiders of such companies.
R590-70 Insurance Holding Companies
The rule R590-70 pertains to insurance holding companies in Utah. It establishes requirements and regulations for the formation, operation, and management of insurance holding companies and their subsidiaries.
Form A: Statement Regarding the Acquisition of Control of or Merger with a Domestic Insurer
Form B: Insurance Holding Company System Annual Registration Statement
Form C: Summary of Changes to Registration Statement
Form D: Prior Notice of a Transaction
Form E: Pre-Acquisition Notification Form Regarding the Potential Competitive Impact of a Proposed Merger or Acquisition by a Non-Domiciliary Insurer Doing Business in This State or by a Domestic Insurer
Form F: Enterprise Risk Report
R590-76 (REPEALED 10-12-2021) Health Maintenance Organizations and Limited Health Plans
The rule R590-76 was repealed on October 12, 2021. It previously addressed health maintenance organizations and limited health plans in Utah.
R590-79 Life Insurance Disclosure Rule
R590-79 is the life insurance disclosure rule in Utah. It sets forth requirements for insurers to provide clear and comprehensive information to consumers about life insurance policies, including coverage, benefits, exclusions, and premium calculations.
R590-83 Unfair Discrimination on the Basis of Sex or Marital Status
The rule R590-83 prohibits unfair discrimination on the basis of sex or marital status in the insurance industry in Utah. It ensures that insurers do not engage in discriminatory practices when underwriting or pricing insurance policies.
R590-85 Individual Accident and Health Insurance and Individual and Group Medicare Supplement Rates
R590-85 governs individual accident and health insurance and individual and group Medicare supplement rates in Utah. It establishes guidelines for insurers to determine and file rates for these types of insurance policies.
R590-88 (REPEALED 10-12-2021) Prohibited Transactions Between Producers and Unauthorized Multiple Employer Trusts
The rule R590-88 was repealed on October 12, 2021. It previously addressed prohibited transactions between producers and unauthorized multiple employer trusts in Utah.
R590-91 Credit Life Insurance and Credit Accident and Health Insurance
R590-91 pertains to credit life insurance and credit accident and health insurance in Utah. It establishes guidelines for the sale and administration of insurance policies that provide coverage for credit obligations.
R590-91 Attachment: Credit Disability Insurance
1968 Proceedings of the NAIC Vol. II
2002-2, Credit Accident & Health Insurance Prima Facie Rates for Open-End Loans.
R590-93 Replacement of Life Insurance and Annuities
The rule R590-93 addresses the replacement of life insurance and annuities in Utah. It establishes requirements and procedures for insurers and producers to follow when replacing existing life insurance or annuity policies.
R590-94 Rule Permitting Smoker/Nonsmoker Mortality Tables for Use in Determining Minimum Reserve Liabilities and Nonforfeiture Benefits
R590-94 allows the use of smoker/nonsmoker mortality tables in Utah for determining minimum reserve liabilities and nonforfeiture benefits in life insurance policies. It provides guidelines for insurers to implement this practice.
R590-95 Rule to Permit the Same Minimum Nonforfeiture Standards for Men and Women Insureds Under the 1980 CSO and 1980 CET Mortality Tables
The rule R590-95 permits the same minimum nonforfeiture standards for men and women insureds under the 1980 Commissioners Standard Ordinary (CSO) and 1980 Commissioners Extended (CET) mortality tables in Utah. It ensures equal treatment and nonforfeiture benefits for both genders.
R590-96 Rule to Recognize New Annuity Mortality Tables for Use in Determining Reserve Liabilities for Annuities
R590-96 recognizes new annuity mortality tables for use in determining reserve liabilities for annuities in Utah. It provides guidelines for insurers to update their reserve calculations based on these mortality tables.
R590-98 Unfair Practice in Payment of Life Insurance and Annuity Policy Values
The rule R590-98 addresses unfair practices in the payment of life insurance and annuity policy values in Utah. It establishes requirements for insurers to promptly and accurately process policy claims and pay the policy values to beneficiaries or annuitants.
R590-102 Insurance Department Fee Payment Rule
R590-102 governs the payment of fees to the Utah Insurance Department. It provides guidelines for insurers, producers, and other entities to submit accurate and timely fee payments according to the department's requirements.
R590-103 Security Deposits
The rule R590-103 pertains to security deposits in the insurance industry in Utah. It establishes guidelines for insurers to deposit and maintain securities or funds as security for policyholders and claimants.
R590-108 Interest Rate During Grace Period or Upon Reinstatement of Policy
R590-108 establishes the interest rate that applies during the grace period or upon reinstatement of an insurance policy in Utah. It ensures fair treatment of policyholders and sets forth the interest rate calculations.
R590-114 Letters of Credit
The rule R590-114 addresses letters of credit in the insurance industry in Utah. It establishes requirements and procedures for insurers to utilize letters of credit as financial instruments to meet certain financial obligations.
R590-116 Valuation of Assets
R590-116 pertains to the valuation of assets in the insurance industry in Utah. It establishes guidelines and standards for insurers to value and report their assets accurately in financial statements and other required documents.
R590-117 Valuation of Liabilities
The rule R590-117 governs the valuation of liabilities in the insurance industry in Utah. It establishes guidelines and standards for insurers to value and report their liabilities accurately in financial statements and other required documents.
R590-120 Surety Bond Forms
R590-120 provides surety bond forms for use in the insurance industry in Utah. It includes standardized forms and templates for various types of surety bonds required by insurers.
R590-121 Rate Modification Plan Rule
The rule R590-121 addresses rate modification plans in Utah. It establishes guidelines and procedures for insurers to implement rate modification plans for insurance policies subject to rate adjustments.
R590-122 Permissible Arbitration Provisions
R590-122 governs the use of permissible arbitration provisions in insurance contracts in Utah. It establishes guidelines and requirements for insurers to include arbitration clauses in insurance policies.
R590-124 Loss Information Rule
The rule R590-124 pertains to the reporting of loss information in the insurance industry in Utah. It establishes guidelines for insurers to collect and report accurate loss data for statistical and regulatory purposes.
R590-126 Accident and Health Insurance Standards
R590-126 sets forth standards for accident and health insurance in Utah. It establishes requirements and guidelines for insurers to offer and administer accident and health insurance policies.
R590-127 Rate Filing Exemptions
The rule R590-127 provides exemptions from rate filing requirements in Utah. It identifies certain insurance products or lines of business that are exempt from filing rates with the Utah Insurance Department.
R590-128 Unfair Discrimination Based on the Failure to Maintain Automobile Insurance (Revised)
R590-128 addresses unfair discrimination based on the failure to maintain automobile insurance in Utah. It prohibits insurers from unfairly discriminating against individuals who have not maintained continuous automobile insurance coverage.
R590-129 Unfair Discrimination Based Solely Upon Blindness or Physical or Mental Impairment
The rule R590-129 prohibits unfair discrimination based solely upon blindness or physical or mental impairment in the insurance industry in Utah. It ensures equal treatment and non-discriminatory practices toward individuals with disabilities.
R590-130 Rules Governing Advertisements of Insurance
R590-130 establishes rules governing advertisements of insurance in Utah. It sets forth requirements for insurers and producers to ensure the accuracy, clarity, and fairness of insurance advertisements.
R590-131 Accident and Health Coordination of Benefits Rule
The rule R590-131 pertains to the coordination of benefits for accident and health insurance in Utah. It establishes guidelines and procedures for coordinating benefits when an individual is covered by multiple accident and health insurance policies.
R590-132 Insurance Treatment of Human Immunodeficiency Virus (HIV) Infection
R590-132 addresses the insurance treatment of human immunodeficiency virus (HIV) infection in Utah. It prohibits unfair and discriminatory practices by insurers based on an individual's HIV infection status.
R590-133 Variable Contracts
The rule R590-133 governs variable contracts in Utah. It establishes requirements and regulations for insurers offering variable annuities and variable life insurance policies, which are investment-oriented insurance products.
R590-140 Reference Filings of Rate Service Organization Prospective Loss Costs
R590-140 pertains to reference filings of rate service organization prospective loss costs in Utah. It establishes guidelines for insurers to reference and adopt the prospective loss costs filed by rate service organizations.
R590-142 Continuing Education Rule
The rule R590-142 addresses continuing education requirements for insurance producers in Utah. It establishes guidelines and standards for producers to fulfill their continuing education obligations to maintain their licenses.
R590-143 Life and Health Reinsurance Agreements
R590-143 governs life and health reinsurance agreements in Utah. It establishes requirements and regulations for insurers entering into reinsurance agreements to transfer risk related to life and health insurance policies.
R590-144 Commercial Aviation Insurance Exemption from Rate and Form Filing
The rule R590-144 provides an exemption from rate and form filing requirements for commercial aviation insurance in Utah. It sets forth guidelines and conditions for insurers offering commercial aviation insurance policies.
R590-146 Medicare Supplement Insurance Standards
R590-146 establishes standards for Medicare supplement insurance in Utah. It sets forth requirements and regulations for insurers offering Medicare supplement policies to ensure consumer protection and uniform coverage.
Medicare Supplement Refund Calculation Form
Reporting Form for the Calculation of Benchmark Ratio Since Inception for Group Policies
Reporting Form for the Calculation of Benchmark Ratio Since Inception for Individual Policies
Form for Reporting Medicare Supplement Policies
Please note: The Form for Reporting Medicare Supplement Policies states that the report is due March 1 annually; however, Utah rules require the report to be submitted by May 31 annually.
Disclosure Statements
Outline of Medicare Supplement Coverage
2010 Medicare Supplement Rate Data Template
R590-147 Annual and Quarterly Statement Filing Instructions
R590-147 provides instructions for insurers to file annual and quarterly statements with the Utah Insurance Department. It outlines the reporting requirements and guidelines for the submission of financial statements and related documents.
R590-148 Long-Term Care Insurance Rule
The rule R590-148 governs long-term care insurance in Utah. It establishes standards and regulations for insurers offering long-term care insurance policies, including requirements for policy provisions, rate stability, and consumer protections.
Appendix A: Rescission Reporting Form
Appendix B: Personal Worksheet
Appendix C: Things You Should Know Before You Buy…
Appendix D: Suitability Letter
Appendix E: Claims Denial Reporting Form
Appendix F: Worksheet Potential Rate Increase Disclosure
Appendix G: Replacement & Lapse Reporting Form
Appendix H: Suitability Reporting Form Long-Term Care Insurance
These appendices are associated with the long-term care insurance rule (R590-148). They provide various forms and documents related to long-term care insurance, including reporting forms for rescissions, claims denials, rate increases, replacements, and lapses. The suitability letter and reporting forms ensure compliance with suitability standards and consumer protection measures.
Table I: Notice to Applicant regarding Replacement
Table II: Notice to Applicant regarding Replacement
Table III: Triggers for Substantial Premium Increases
Table IV: Outline of Coverage
These tables are related to long-term care insurance and provide standardized notices to applicants regarding replacement policies, triggers for substantial premium increases, and an outline of coverage. They aim to ensure transparency and consumer understanding in the long-term care insurance market.
R590-149 Americans with Disabilities Act (ADA) Grievance Procedures
R590-149 establishes grievance procedures under the Americans with Disabilities Act (ADA) in the insurance industry in Utah. It outlines the process for resolving complaints related to discrimination against individuals with disabilities.
R590-150 Commissioner's Acceptance of Examination Reports
The rule R590-150 pertains to the commissioner's acceptance of examination reports in Utah. It establishes guidelines and procedures for the acceptance and review of examination reports conducted by the Utah Insurance Department.
R590-151 (REPEALED 1-10-2022) Records Access Rule
R590-151 was repealed on January 10, 2022, and is no longer in effect. It previously addressed records access in the insurance industry in Utah.
R590-152 Health Discount Programs and Value Added Benefit Rule
The rule R590-152 governs health discount programs and value-added benefits in Utah. It establishes requirements and standards for insurers offering health discount programs and additional benefits to policyholders.
R590-154 Unfair Marketing Practices Rule; Misleading Names
R590-154 addresses unfair marketing practices and misleading names in the insurance industry in Utah. It prohibits insurers from engaging in deceptive or misleading marketing tactics and requires clarity and accuracy in product names and descriptions.
R590-155 Utah Life and Health Insurance Guaranty Association Summary Document
The rule R590-155 provides a summary document on the Utah Life and Health Insurance Guaranty Association. It outlines the protection provided by the association to policyholders in the event of an insurer's insolvency.
Notice of Protection Provided by the Utah Life and Health Insurance Guaranty Association
This notice informs policyholders about the protection provided by the Utah Life and Health Insurance Guaranty Association in the event of an insurer's insolvency. It ensures that policyholders are aware of the association's role in safeguarding their coverage.
R590-157 Surplus Lines Insurance Premium Tax and Stamping Fee
R590-157 governs surplus lines insurance premium tax and stamping fees in Utah. It establishes requirements and procedures for insurers and brokers engaging in surplus lines insurance transactions to comply with taxation and stamping fee obligations.
R590-160 Administrative Proceedings
The rule R590-160 pertains to administrative proceedings in the insurance industry in Utah. It establishes procedures and guidelines for conducting administrative hearings, including the resolution of disputes, enforcement actions, and disciplinary proceedings.
R590-161 Disability Income Policy Disclosure
R590-161 requires insurers to provide disclosures regarding disability income policies in Utah. It ensures that policyholders receive clear and comprehensive information about the terms, coverage, and benefits of their disability income insurance policies.
R590-162 Actuarial Opinion and Memorandum Rule
The rule R590-162 governs actuarial opinions and memorandums in the insurance industry in Utah. It establishes requirements and standards for actuaries to provide opinions and memorandums regarding the financial soundness and reserves of insurance companies.
R590-164 Uniform Health Billing Rule
R590-164 establishes the Uniform Health Billing Rule in Utah. It provides guidelines and standards for health care providers, insurers, and billing entities to ensure consistent and accurate billing practices for health care services.
Standards
This section refers to standards related to the Uniform Health Billing Rule (R590-164). The specific Standards are not mentioned in the provided list.
R590-166 Home Protection Service Contract Rule
The rule R590-166 governs home protection service contracts in Utah. It establishes requirements and regulations for companies offering home protection service contracts to consumers, including contract provisions and consumer protections.
R590-167 Individual, Small Employer, and Group Health Benefit Plan Rule
R590-167 sets forth regulations for individual, small employer, and group health benefit plans in Utah. It establishes standards and requirements for insurers offering health benefit plans to individuals and employers.
Comprehensive Health Insurance Rate Filing Checklist
The Comprehensive Health Insurance Rate Filing Checklist provides a standardized checklist for insurers to use when filing health insurance rates in Utah. It ensures completeness and consistency in the rate filing process.
R590-170 Fiduciary and Trust Account Obligations
R590-170 addresses fiduciary and trust account obligations in the insurance industry in Utah. It establishes guidelines and requirements for insurers and insurance producers regarding the handling and management of fiduciary and trust accounts.
R590-171 Surplus Lines Procedures Rule
The rule R590-171 pertains to surplus lines procedures in Utah. It outlines procedures and requirements for insurers and brokers engaged in surplus lines transactions, including licensing, reporting, and compliance obligations.
R590-173 Credit for Reinsurance
R590-173 addresses the credit for reinsurance in Utah. It establishes guidelines and standards for insurers to receive credit for reinsurance transactions in their financial statements and reserves.
R590-176 Health Benefit Plan Enrollment
The rule R590-176 governs health benefit plan enrollment in Utah. It establishes requirements and procedures for individuals and employers to enroll in health benefit plans and outlines the responsibilities of insurers in the enrollment process.
R590-177 Life Insurance Illustrations Rule
R590-177 sets forth regulations for life insurance illustrations in Utah. It establishes guidelines and requirements for insurers to provide accurate and understandable illustrations of policy benefits and features to potential policyholders.
Life Insurance Illustration Certification Annual Report Checklist
This checklist provides a standardized format for insurers to report on their compliance with life insurance illustration regulations in Utah. It ensures transparency and accountability in the use of illustrations by insurers.
R590-178 Securities Custody
R590-178 addresses securities custody in the insurance industry in Utah. It establishes requirements and standards for insurers and insurance producers regarding the custody and management of securities held on behalf of policyholders.
R590-181 Yankee Bond Rule
The rule R590-181 pertains to the issuance of Yankee bonds in Utah. It establishes requirements and procedures for insurers to issue bonds in U.S. dollars to foreign investors, subject to certain conditions.
R590-182 (REPEALED 2-8-2022) Risk-Based Capital Instructions
R590-182 was repealed on February 8, 2022, and is no longer in effect. It previously provided risk-based capital instructions for insurers in Utah.
R590-186 Bail Bond Surety Business
The rule R590-186 governs the bail bond surety business in Utah. It establishes requirements and regulations for individuals and companies engaged in providing bail bond services.
Supplemental Form for Renewal of Utah Bail Bond Agency License
This form is associated with the bail bond surety business rule (R590-186) and is used for the renewal of a Utah bail bond agency license.
R590-190 Unfair Property, Liability, and Title Claims Settlement Practices Rule
R590-190 addresses unfair property, liability, and title claims settlement practices in Utah. It establishes standards and regulations for insurers to ensure fair and prompt resolution of claims filed by policyholders.
R590-191 Unfair Life Insurance Claims Settlement Practices Rule
The rule R590-191 pertains to unfair life insurance claims settlement practices in Utah. It sets forth guidelines and requirements for insurers to handle life insurance claims fairly and promptly.
R590-192 Unfair Accident and Health Claims Settlement Practices Rule
R590-192 addresses unfair accident and health claims settlement practices in Utah. It establishes standards and regulations for insurers to ensure fair and prompt resolution of accident and health insurance claims.
R590-194 Coverage of Dietary Products for Inborn Errors of Amino Acid or Urea Cycle Metabolism
The rule R590-194 pertains to the coverage of dietary products for inborn errors of amino acid or urea cycle metabolism in Utah. It sets forth requirements and guidelines for insurers to provide coverage for medically necessary dietary products for individuals with these specific metabolic disorders.
R590-196 Bail Bond Surety Fee Standards, Collateral Standards, and Disclosure Form
The rule R590-196 establishes fee standards, collateral standards, and a disclosure form for the bail bond surety business in Utah. It ensures transparency and consistency in the fees and collateral requirements imposed by bail bond agencies.
R590-197 Treatment of Guaranty Association Assessments as Qualified Assets
R590-197 addresses the treatment of guaranty association assessments as qualified assets in Utah. It provides guidance to insurers regarding the accounting and treatment of guaranty association assessments in their financial statements.
R590-198 Valuation of Life Insurance Policies Rule
The rule R590-198 pertains to the valuation of life insurance policies in Utah. It establishes requirements and standards for insurers to determine the reserves and nonforfeiture values of life insurance policies.
R590-199 Plan of Orderly Withdrawal Rule Relating to Health Benefit Plans
R590-199 addresses the plan of orderly withdrawal in relation to health benefit plans in Utah. It establishes procedures and requirements for insurers to develop and implement a plan to withdraw from the market while ensuring the continuity of coverage for policyholders.
R590-200 Diabetes Treatment and Management
The rule R590-200 pertains to diabetes treatment and management in Utah. It establishes requirements and guidelines for insurers to cover and provide access to diabetes treatment and management services.
R590-203 Health Grievance Review Process
R590-203 addresses the health grievance review process in Utah. It establishes procedures and requirements for insurers to handle and resolve grievances filed by policyholders regarding health insurance coverage and benefits.
R590-206 Privacy of Consumer Financial and Health Information Rule
The rule R590-206 governs the privacy of consumer financial and health information in the insurance industry in Utah. It establishes requirements and standards for insurers to protect the privacy and confidentiality of consumer information.
Model Law & Appendices
This section refers to a model law and appendices related to privacy of consumer financial and health information (R590-206). The specific model law and appendices are not mentioned in the provided list.
R590-207 Health Producer Commissions for Small Employer Groups
[R590-207](
R590-206 Privacy of Consumer Financial and Health Information Rule
The rule R590-206 governs the privacy of consumer financial and health information in Utah. It establishes requirements and standards for insurers to protect the privacy and confidentiality of consumer information.
Model Law & Appendices
This section refers to a model law and appendices related to privacy of consumer financial and health information (R590-206). The specific model law and appendices are not mentioned in the provided list.
R590-207 Health Producer Commissions for Small Employer Groups
R590-207 sets forth regulations regarding health producer commissions for small employer groups in Utah. It establishes guidelines for the calculation and payment of commissions to health insurance producers for small employer group policies.
R590-208 Uniform Application for Certificates of Authority
The rule R590-208 pertains to the uniform application for certificates of authority in Utah. It outlines the requirements and procedures for insurers to apply for and obtain a certificate of authority to operate in the state.
R590-210 Privacy of Consumer Information Exemption for Manufacturer Warranties and Service Contracts
R590-210 provides an exemption for the privacy of consumer information related to manufacturer warranties and service contracts in Utah. It outlines specific conditions under which insurers are exempt from certain privacy requirements when offering warranties or service contracts.
R590-215 Permissible Arbitration Provisions for Individual and Group Health Insurance
The rule R590-215 addresses permissible arbitration provisions for individual and group health insurance in Utah. It establishes guidelines and requirements for the inclusion of arbitration clauses in health insurance policies.
R590-216 Standards for Safeguarding Customer Information
R590-216 sets forth standards for safeguarding customer information in the insurance industry in Utah. It outlines requirements and measures that insurers must implement to protect the security and confidentiality of customer information.
R590-218 (REPEALED 06-07-2019) Permitted Language for Reservation of Discretion Clauses
R590-218 was repealed on June 7, 2019, and is no longer in effect. It previously provided permitted language for reservation of discretion clauses in insurance policies.
R590-219 Credit Scoring
The rule R590-219 pertains to credit scoring in the insurance industry in Utah. It establishes guidelines and requirements for insurers to use credit information in underwriting and rating insurance policies.
R590-220 Submission of Accident and Health Insurance Filings
The rule R590-220 governs the submission of accident and health insurance filings in Utah. It outlines the requirements and procedures for insurers to submit rate and form filings for accident and health insurance products.
A & H Bona Fide Employer Association Group Authorization
A & H Discretionary Group Authorization
A & H Filing Certification
A & H Group Questionnaire
NAIC Uniform Accident & Health, Annuity & Credit Coding Matrix
Note: The 2021 version linked above is an acceptable substitute for the 2015 version incorporated by reference. The rule is being amended to fix the incorporation.
These forms and documents are associated with the submission of accident and health insurance filings (R590-220). They provide authorization forms, certification forms, questionnaires, and coding matrices for insurers to complete and submit in relation to their accident and health insurance products.
R590-222 Life Settlements
The rule R590-222 governs life settlements in Utah. It establishes regulations and requirements for the sale and purchase of life insurance policies in the secondary market.
Antifraud Plan Content Checklist and Certification
Appendix A: Initial Application
Appendix B: Provider Annual Report
Appendix C: Selling Your Life Insurance Policy (brochure)
Appendix D: Verification of Coverage for Individual Policies
Appendix E: Provider Renewal Application
These forms and documents are associated with the life settlements rule (R590-222). They include an antifraud plan content checklist and certification, various application forms, an annual report form, a brochure on selling life insurance policies, and a verification of coverage form.
R590-223 Rule to Recognize the 2001 CSO Mortality Table for Use in Determining Minimum Reserve Liabilities and Nonforfeiture Benefits
The rule R590-223 pertains to the recognition of the 2001 CSO Mortality Table for use in determining minimum reserve liabilities and nonforfeiture benefits in Utah. It establishes guidelines for life insurers to calculate reserves and nonforfeiture values based on the specified mortality table.
R590-225 Submission of Property and Casualty Rate and Form Filings
The rule R590-225 governs the submission of property and casualty rate and form filings in Utah. It outlines the requirements and procedures for insurers to submit rate and form filings for property and casualty insurance products.
NAIC Transmittal Sheet
NAIC Uniform Property and Casualty Product Coding Matrix
These forms are associated with the submission of property and casualty rate and form filings (R590-225). They include a transmittal sheet and a coding matrix provided by the National Association of Insurance Commissioners (NAIC).
Workers Compensation Loss Cost Multiplier Filing Form
Utah Insurer Loss Cost Multiplier Filing Form
These forms are associated with the submission of workers' compensation loss cost multiplier filings in Utah. They provide a standardized format for insurers to submit loss cost multiplier information.
R590-226 Submission of Life Insurance Filings
The rule R590-226 governs the submission of life insurance filings in Utah. It outlines the requirements and procedures for insurers to submit rate and form filings for life insurance products.
Filing Certification
Group Questionnaire
Discretionary Group Authorization
Coding Matrix
These forms and documents are associated with the submission of life insurance filings (R590-226). They include a filing certification form, a group questionnaire, a discretionary group authorization form, and a coding matrix.
R590-227 Submission of Annuity Filings
The rule R590-227 pertains to the submission of annuity filings in Utah. It outlines the requirements and procedures for insurers to submit rate and form filings for annuity products.
R590-228 Submission of Credit Life and Credit Accident and Health Insurance Form and Rate Filings
The rule R590-228 pertains to the submission of credit life and credit accident and health insurance form and rate filings in Utah. It outlines the requirements and procedures for insurers to submit filings related to these types of insurance products.
R590-229 Annuity Disclosure
R590-229 establishes disclosure requirements for annuity products in Utah. It outlines the information that must be provided to consumers regarding annuities, including their features, benefits, and potential risks.
Deferred Annuity Buyers Guide
Deferred Annuity Fixed Buyers Guide
Deferred Annuity Varia
Filing Certification
These guides, associated with R590-229, provide information to consumers about deferred annuities. They explain the features, benefits, and risks associated with deferred annuity products, helping consumers make informed decisions.
R590-230 Suitability in Annuity Transactions
R590-230 addresses the suitability of annuity transactions in Utah. It establishes requirements for insurers and producers to ensure that annuity recommendations made to consumers are suitable based on the consumer's financial situation and needs.
R590-231 (REPEALED 01-22-2021) Workers’ Compensation Market of Last Resort
R590-231 was repealed on January 22, 2021. It previously governed the workers' compensation market of last resort in Utah.
R590-232 (REPEALED 11-22-2022) Authorization for a Health Maintenance Organization to Provide Services as Third Party Administrator of Health Care Benefits
R590-232 was repealed on November 22, 2022. It previously addressed the authorization for a health maintenance organization (HMO) to act as a third-party administrator for health care benefits in Utah.
R590-233 Health Benefit Plan Insurance Standards
The rule R590-233 sets insurance standards for health benefit plans in Utah. It outlines requirements related to coverage, network adequacy, benefit levels, and other aspects of health insurance plans.
R590-235 Medicare Prescription Drug Plan
R590-235 pertains to Medicare prescription drug plans in Utah. It outlines rules and requirements for insurers offering prescription drug plans under the Medicare program.
R590-237 Access to Health Care Providers in Rural Counties
The rule R590-237 addresses access to health care providers in rural counties in Utah. It establishes requirements for insurers to ensure that residents in rural areas have reasonable access to health care services and providers.
R590-238 Captive Insurance Companies
R590-238 pertains to captive insurance companies in Utah. It outlines regulations and requirements for the formation, operation, and regulation of captive insurance companies within the state.
R590-239 Exemption of Student Health Centers from Insurance Code
The rule R590-239 provides an exemption for student health centers from certain provisions of the insurance code in Utah. It outlines the conditions under which student health centers are exempt from certain insurance requirements.
R590-240 Procedure to Obtain Exemption of Student Health Programs From Insurance Code
R590-240 establishes the procedure to obtain an exemption for student health programs from the insurance code in Utah. It outlines the requirements and steps for student health programs to follow in order to qualify for the exemption.
R590-241 Rule to Recognize the Preferred Mortality Tables for Use in Determining Minimum Reserve Liabilities
The rule R590-241 pertains to the recognition of preferred mortality tables for use in determining minimum reserve liabilities in Utah. It establishes guidelines for life insurers to calculate reserves based on specified mortality tables.
R590-242 Military Sales Practices
R590-242 addresses military sales practices in Utah. It establishes regulations and requirements for the sale of insurance products to military service members and their families.
R590-243 Commercial Motor Vehicle Insurance Coverage
The rule R590-243 pertains to commercial motor vehicle insurance coverage in Utah. It outlines regulations and requirements for insurers offering coverage for commercial motor vehicles.
R590-244 Individual and Agency Licensing Requirements
R590-244 sets licensing requirements for individuals and agencies in the insurance industry in Utah. It outlines the qualifications, application procedures, and ongoing obligations for insurance licensing.
R590-245 Self-Service Storage Insurance
The rule R590-245 governs self-service storage insurance in Utah. It establishes regulations and requirements for the sale of insurance related to self-service storage facilities.
R590-246 (REPEALED 1-10-2023) Professional Employer Organization (PEO) License Application Rule
R590-246 was repealed on January 10, 2023. It previously addressed the license application rule for professional employer organizations (PEOs) in Utah.
R590-247 Universal Health Insurance Application Rule
The rule R590-247 pertains to the universal health insurance application rule in Utah. It establishes guidelines and requirements for the development and use of a standardized health insurance application form.
Utah Individual Health Insurance Application
Utah Small Employer Health Insurance Application
Producer Agreement and Compensation Disclosure
These forms and documents are associated with the universal health insurance application rule (R590-247). They include the Utah individual health insurance application, Utah small employer health insurance application, and a producer agreement and compensation disclosure form.
R590-248 Mandatory Fraud Reporting Rule
R590-248 establishes mandatory fraud reporting requirements for insurers in Utah. It outlines the procedures and obligations for insurers to report suspected fraudulent insurance activities.
R590-249 Secondary Medical Condition Exclusion
The rule R590-249 pertains to the secondary medical condition exclusion in Utah. It establishes regulations and requirements for the use of secondary medical condition exclusions in insurance policies.
R590-250 PEO Assurance Organization Designation
R590-250 addresses the designation of professional employer organization (PEO) assurance organizations in Utah. It outlines requirements for organizations to obtain and maintain PEO assurance organization designations.
R590-251 Preneed Life Insurance Minimum Standards for Determining Reserve Liabilities and Nonforfeiture Values Rule
The rule R590-251 pertains to preneed life insurance in Utah. It establishes minimum standards for determining reserve liabilities and nonforfeiture values for preneed life insurance policies.
R590-252 Use of Senior-Specific Certifications and Professional Designations
R590-252 addresses the use of senior-specific certifications and professional designations in the insurance industry in Utah. It establishes regulations and requirements for insurers and producers when using certifications and designations targeting senior consumers.
R590-254 Annual Financial Reporting Rule
The rule R590-254 sets forth the annual financial reporting requirements for insurers in Utah. It outlines the financial reporting forms, procedures, and deadlines for insurers to submit their annual financial statements.
R590-258 Email Address Requirement
R590-258 establishes the email address requirement for insurers in Utah. It mandates that insurers provide an email address for policyholders to contact them electronically.
R590-259 Dependent Coverage to Age 26
The rule R590-259 addresses dependent coverage to age 26 in Utah. It establishes regulations and requirements for insurers to provide coverage to dependents up to the age of 26 under certain circumstances.
R590-260 (REPEALED 01-22-2020) Utah Defined Contribution Risk Adjuster Plan of Operation
R590-260 was repealed on January 22, 2020. It previously addressed the Utah Defined Contribution Risk Adjuster Plan of Operation.
R590-261 Health Benefit Plan Adverse Benefit Determinations
The rule R590-261 pertains to adverse benefit determinations in health benefit plans in Utah. It outlines the requirements and procedures for insurers to handle adverse benefit determinations, including appeals and notifications to consumers.
Request Form
IRO Application & Checklist
These forms are associated with the health benefit plan adverse benefit determinations rule (R590-261). The request form is used by consumers to request an external review, and the IRO application & checklist is used by independent review organizations (IROs) to apply for approval in Utah.
R590-262 Health Data Authority Health Insurance Claims Reporting
R590-262 pertains to health insurance claims reporting to the Health Data Authority in Utah. It establishes requirements for insurers to report health insurance claims data for research and analysis purposes.
APCD Opt-In Form
The APCD opt-in form is associated with the health data authority health insurance claims reporting rule (R590-262). It is used by insurers to indicate their decision to participate in the all-payer claims database (APCD) and provide the required claims data.
R590-264 Property and Casualty Actuarial Opinion Rule
The rule R590-264 governs property and casualty actuarial opinion requirements in Utah. It outlines the standards and procedures for property and casualty insurers to file actuarial opinions.
R590-265 Hazardous Financial Condition Rule
R590-265 addresses the regulation of insurers under hazardous financial conditions in Utah. It establishes requirements and procedures for the detection, prevention, and management of hazardous financial conditions.
R590-266 Utah Essential Health Benefits Package
The rule R590-266 pertains to the Utah Essential Health Benefits Package. It outlines the requirements and standards for health insurance plans to provide essential health benefits in compliance with the Affordable Care Act (ACA).
PEHP – Utah Basic Plus Plan (Plan Years 2014 – 2016)
PEHP – Utah Basic Plus Plan (Plan Years 2017 + )
These plans, associated with R590-266, refer to the PEHP (Public Employees Health Program) Utah Basic Plus Plan for specific plan years.
R590-267 Personal Injury Protection Relative Value Study Rule
R590-267 establishes the relative value study rule for personal injury protection (PIP) in Utah. It outlines the process and requirements for conducting a relative value study to determine appropriate reimbursement levels for PIP benefits.
R590-268 Small Employer Stop-Loss Insurance
The rule R590-268 governs small employer stop-loss insurance in Utah. It establishes regulations and requirements for stop-loss insurance policies issued to small employers.
Disclosure
These forms and documents are associated with the small employer stop-loss insurance rule (R590-268). They include disclosure forms, notice forms, and the Utah stop-loss experience report form.
R590-269 Individual Open Enrollment Period
R590-269 addresses the individual open enrollment period in Utah. It establishes the timeframes and requirements for individuals to enroll in or switch health insurance plans during the open enrollment period.
R590-270 (REPEALED 12-08-2022) Risk Adjustment Data Submission Requirements
R590-270 was repealed on December 8, 2022. It previously established the data submission requirements for risk adjustment in Utah.
R590-271 Data Reporting for Consumer Quality Comparison
The rule R590-271 pertains to data reporting for consumer quality comparison in Utah. It establishes requirements for insurers to report data related to the quality and performance of health care providers.
Transparency Administration Performance Standard
Transparency Denial Standard
These standards are associated with the data reporting for consumer quality comparison rule (R590-271). The transparency administration performance standard and transparency denial standard outline the requirements and procedures for insurers to provide transparent information regarding claims denials and administration.
R590-272 Commission Compensation Reporting
R590-272 governs commission compensation reporting by insurers in Utah. It establishes requirements for insurers to report commission compensation information to the Insurance Department.
Large Customer Compensation Disclosure Form
The large customer compensation disclosure form is associated with the commission compensation reporting rule (R590-272). It is used by insurers to disclose compensation arrangements to large customers.
R590-273 Continuing Care Provider Rule
The rule R590-273 pertains to continuing care providers in Utah. It establishes regulations and requirements for the operation and regulation of continuing care retirement communities and similar entities.
R590-274 Submission and Required Disclosures of Public Adjuster Contracts
R590-274 addresses the submission and required disclosures of public adjuster contracts in Utah. It outlines the requirements and procedures for public adjusters to submit contracts to the Insurance Department and provide certain disclosures to policyholders.
R590-275 Qualified Health Plan Alternate Enrollment
The rule R590-275 governs alternate enrollment for qualified health plans in Utah. It establishes regulations and requirements for insurers to offer alternative enrollment options to individuals applying for qualified health plans.
R590-276 Record Retention for Foreign Insurers, Alien Insurers, Commercially Domiciled Insurers, Foreign Title Insurers, and Foreign Fraternals
The rule R590-276 pertains to record retention requirements for foreign insurers, alien insurers, commercially domiciled insurers, foreign title insurers, and foreign fraternals in Utah. It outlines the record retention periods and obligations for these entities.
R590-277 Managed Care Health Benefit Plan Policy Standards
R590-277 addresses policy standards for managed care health benefit plans in Utah. It establishes requirements and standards for insurers offering managed care plans, including network adequacy, quality improvement, and enrollee rights.
Utah Individual and Small Employer Health Benefit Plan Age Curve
The Utah individual and small employer health benefit plan age curve is associated with the managed care health benefit plan policy standards rule (R590-277). It provides information on the age rating factors used to determine premiums for individual and small employer health benefit plans in Utah.
R590-279 Rule Designating Fraud Division Offices As A Secured Area
R590-279 designates fraud division offices as a secured area in Utah. It establishes regulations and requirements for the physical security of fraud division offices to safeguard sensitive information.
R590-280 Counting Short-Term Funds
The rule R590-280 pertains to counting short-term funds in Utah. It establishes regulations and requirements for insurers to count and report short-term funds as part of their financial statements.
R590-281 License Applications Submitted by Individuals Who Have a Criminal Conviction
R590-281 addresses license applications submitted by individuals who have a criminal conviction in Utah. It establishes regulations and requirements for individuals with criminal convictions to apply for insurance licenses.
R590-282 Pharmacy Benefit Manager Reporting
The rule R590-282 pertains to pharmacy benefit manager (PBM) reporting in Utah. It establishes requirements for PBMs to report certain information to the Insurance Department.
These forms and documents are associated with the pharmacy benefit manager reporting rule (R590-282). The PBM application is used by entities seeking to become registered PBMs in Utah, and the reporting form, instructions, and signature form are used for reporting required information to the Insurance Department.
R590-283 Defrayal of State-Required Benefits
R590-283 addresses the defrayal of state-required benefits in Utah. It establishes requirements and procedures for insurers to defray the costs of providing state-mandated benefits.
Adaptive Behavior Services/Applied Behavior Analysis (ABA) Billing Standard v3.1
Mandate Defrayal Data Template
These documents are associated with the defrayal of state-required benefits rule (R590-283). The Adaptive Behavior Services/Applied Behavior Analysis (ABA) Billing Standard v3.1 provides guidance on billing for ABA services, and the mandate defrayal data template is used to collect data for defrayal purposes.
R590-284 Corporate Governance Annual Disclosure Rule
The rule R590-284 pertains to the corporate governance annual disclosure in Utah. It establishes requirements for insurers to provide annual disclosures regarding their corporate governance practices.
R590-285 Limited Long-Term Care Insurance
R590-285 addresses limited long-term care insurance in Utah. It establishes regulations and requirements for the sale and administration of limited long-term care insurance policies.
Appendix A: Potential Premium Increase Disclosure Form
Appendix B: Appendix B: Notice to Applicant Regarding Replacement of Individual Accident and Sickness or Limited Long-Term Care Insurance or Long-Term Care Insurance
Appendix C: Notice to Applicant Regarding Replacement of Accident and Sickness or Limited Long-Term Care Insurance or Long-Term Care Insurance
Appendix D: Outline of Coverage
Appendix E: Replacement and Lapse Reporting Form
Appendix F: Guidelines for Long-Term Care Independent Review Entities
These appendices, associated with the limited long-term care insurance rule (R590-285), include forms and guidelines related to potential premium increases, replacement of insurance policies, coverage outlines, reporting forms, and guidelines for independent review entities.
R590-286 Minimum Standards for Short-Term Limited Duration Health Insurance
The rule R590-286 establishes the minimum standards for short-term limited duration health insurance in Utah. It outlines the requirements and limitations for short-term health insurance policies.
R590-287 Manufacturer Data Reporting
R590-287 pertains to manufacturer data reporting in Utah. It establishes requirements for insurers to report certain information related to manufacturers and drug pricing.
R590-288 Limited Line Producer Line of Authority for Pet Insurance
The rule R590-288 governs the limited line producer line of authority for pet insurance in Utah. It establishes regulations and requirements for limited line producers selling pet insurance.
R590-289 Term and Universal Life Insurance Reserve Financing
R590-289 addresses reserve financing for term and universal life insurance in Utah. It outlines regulations and requirements for insurers to finance reserves associated with these types of life insurance policies.
Title & Escrow Commission Rules (R592)
R592 refers to the Title & Escrow Commission Rules in Utah. It is a comprehensive set of rules and regulations governing the title insurance and escrow industry in the state.
R592-1 Title Insurance Licensing
Office Report Form
The office report form is associated with the title insurance regulation assessment rule (R592-10). It is used by agency title insurance producers and title insurers to report their assessments to the Title and Escrow Commission.
R592-11 Title Insurance Producer Annual Reports
The rule R592-11 pertains to title insurance producer annual reports in Utah. It establishes requirements and procedures for title insurance producers to submit annual reports to the Title and Escrow Commission.
Annual Report Checklist
The annual report checklist is associated with the title insurance producer annual reports rule (R592-11). It provides a checklist of required information and documents that title insurance producers need to include in their annual reports.
Transmittal Form
The transmittal form is associated with the title insurance producer annual reports rule (R592-11). It is used to accompany and transmit the annual reports submitted by title insurance producers to the Title and Escrow Commission.
Controlled Business Report Form
The controlled business report form is associated with the title insurance producer annual reports rule (R592-11). It is used by title insurance producers to report their controlled business transactions to the Title and Escrow Commission.
R592-14 Delay or Failure to Record Documents and the Insuring of Properties with the False Appearance of Unmarketability as Unfair Title Insurance Practices
R592-14 addresses the delay or failure to record documents and the insuring of properties with the false appearance of unmarketability as unfair title insurance practices in Utah. It establishes regulations and requirements to prevent unfair practices in the title insurance industry.
R592-15 Submission of a Schedule of Minimum Charges for Escrow Services
The rule R592-15 pertains to the submission of a schedule of minimum charges for escrow services in Utah. It establishes requirements and procedures for escrow agents to submit a schedule of minimum charges to the Title and Escrow Commission.
Schedule of Escrow Charges
The schedule of escrow charges is associated with the submission of a schedule of minimum charges for escrow services rule (R592-15). It outlines the minimum charges that escrow agents can impose for their services.
Transmittal Form
The transmittal form is associated with the submission of a schedule of minimum charges for escrow services rule (R592-15). It is used to accompany and transmit the schedule of escrow charges submitted by escrow agents to the Title and Escrow Commission.
R592-16 Prohibited Escrow Settlement Closing Transactions
R592-16 addresses prohibited escrow settlement closing transactions in Utah. It establishes regulations and requirements to prevent prohibited practices in escrow settlement closing transactions.
R592-17 Requirements for Interest Bearing Accounts Used by Title Insurance Agencies for Trust Fund Deposits
The rule R592-17 pertains to the requirements for interest-bearing accounts used by title insurance agencies for trust fund deposits in Utah. It establishes regulations and requirements for title insurance agencies to handle trust funds and maintain interest-bearing accounts.
These are the laws and regulations related to the specified codes. If you have any further questions, please let me know.